Palermo (Sicily) - Mondello
Status: OnGoing/Current
Project Overview
Acquisition of a Non-Performing Loan (NPL) secured by a high-end residential asset in Mondello, Palermo. The operation entails the initiation of enforcement proceedings—ranging from the formal notice of default to foreclosure and the final transfer decree—with the objective of monetising the credit exposure. This process is conducted in strict accordance with legal best practices and with due regard for the protection of all stakeholders involved.
The Underlying Asset
The security for this investment is a semi-independent villa of 132 sqm distributed over three storeys. Constructed in 2015, the property is situated at mere 300 metres from the prestigious Mondello beach. Its superior conditions of maintenance, contemporary finishes, and prime location within a highly sought-after residential enclave ensure the asset provides a robust foundation for the investment.
The estimated market value stands around €297,000.
Investment Strategy
The strategic mandate targets a liquidity window of 15 months (optimal scenario) to 24 months (conservative scenario). This timeline may be accelerated through a Direct Purchase Option (DPO) or via auction liquidation. Our operational framework meticulously balances commercial efficacy with a principled approach towards the debtor—offering restructuring plans and alternative resolutions to foreclosure—thereby ensuring full ethical and reputational compliance.
Projected Outcomes
The investment targets an estimated gross annualised ROI of 30%. Diversified exit strategies have been established to optimise yields whilst maintaining a disciplined and controlled risk profile.
Contact us to discuss this initiative in further detail.